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With humm you can spread the cost of your purchase, not just for little things, but for big things as well. A quick and easy online application process is only minutes away.

Split your payments

You can get approval in minutes for anything from €0 – €30,000 with no deposit required. Leave the rest to us. All you have to do is relax and watch your home transform. humm is currently available at our Sandyford and Waterford showrooms only.

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A flexible way to pay

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Apply Now

A flexible way to pay


Have a humm approval


Shop in Sandyford or Waterford showroom


Shop in Sandyford or Waterford showroom

What do I need to apply?

1) ID:

Passport or Irish Driving License We may be able to accept other documents such as European Driving Licences or Garda Age Card ID cards. They must show your Name and Date of Birth on the front page. We cannot accept Public Service Cards under any circumstances.


As proof of earnings / PPS Number verification, we need the following document: If you are employed: Payslip from the last month.

If you’re self-employed: Notice of Self Assessment return or Form 11.
If you are receiving benefits: Statement of Benefits In case the document provided does not contain your PPS Number, we’ll request an alternative document such as: Tax Credit Certificate / Form 11, medical card etc.


Bank statements within the last 3 months showing a minimum of 35 days of transactions.

We may seek an alternative document as proof of address, which must be dated within the past 6 months such as:

A utility or landline telephone bill
Department of Social Protection letter or Revenue certificate
Insurance Policy
Mortgage Loan Offer
Lease or Tenancy Agreement

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Book a consultation

We can be a little busy sometimes, so why not book an appointment with one of our sales team and ensure good use of your time while visitng btw Sandyford

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